Know your rights
Learn how to properly claim your rights.
Do you know your rights after an accident?
After a car accident, you as the injured party have various rights that help you receive fair and full compensation. Here you’ll learn which claims you can assert and how to enforce them properly:
1
Appointing an independent car appraiser
As the injured party, you have the right to appoint an independent car appraiser, even if the at-fault party’s insurance suggests their own expert. Especially for damages over €750, hiring an independent expert is worthwhile, as they also consider factors like depreciation and compensation for loss of use.
2
Choice between replacement vehicle and compensation for loss of use
After an accident, you have the choice of receiving a rental car or compensation for loss of use. The amount depends on the repair duration and can be provided as a rental vehicle or a cash payment.
3
Mobility despite vehicle damage
If your vehicle needs repairs after a no-fault accident, you may be entitled to a free rental car. If you can prove the need (e.g., for commuting), rental costs are usually fully covered.
4
In case of personal injury – you are entitled to compensation for pain and suffering
For personal injuries suffered, you are entitled to compensation for pain and suffering. The amount depends on the severity of the injury. A medical certificate helps determine the compensation amount.
5
Legal support
If legal disputes arise, you can rely on professional support. In many cases, experienced appraisers are sufficient to assert your claims. If a lawyer is needed, a specialized attorney from our network will assist you — with costs typically covered by the at-fault party’s insurance.
